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Terms of Service
Last Updated: October 2026
1. Agreement to Terms
By accessing or using DebtQuest, you agree to be bound by these Terms of Service. If you disagree with any part of the terms, you do not have permission to access the service.
2. Educational and Simulation Use Only
DebtQuest provides visual simulation and gamification tools to encourage personal debt repayment strategies. It is not an accredited financial advisory service, credit counseling agency, or lending institution. Any calculations are estimates and projections.
3. User Responsibility
You are solely responsible for verifying interest rates, terms, and payments directly with your creditors or financial institutions.